FREE TO DOWNLOAD, FREE TO KEEP
Resources
These are some of the worksheets and tools I use in the Smart Money Series. Use them to explore a topic, ask better questions, check what you learn, and make your own decisions. No email, no sign up, no catch. Take what is useful, and if something raises a question, that is exactly what the free call is for.
-
The Rule of 72
A simple formula that makes compound growth easier to understand. Why money doubles, how fast, and what the same math does to a credit card, a student loan, and cash sitting in a savings account.
-
Budget & Net Worth Workbook
Six tabs: monthly budget, annual view, spending tracker, and a net worth statement. Built around a first paycheck, not a mortgage.
-
Opportunity Cost Calculator
What is this habit really costing me? Enter an amount, your age, and an age to compare against. It does the rest, year by year.
-
Sports Betting: Keep it Entertainment
Set your own limits before you place a bet, and see what those same dollars could have turned into instead.
-
Savings Growth Calculator
What could my saving turn into? Pick an amount you can set aside and see what it grows to, or name a goal and work backwards to what it would take each month.
A note on these resources
Everything here is financial education, not financial, investment, tax or legal advice. Downloading or using a resource does not make you a client of The 72 Project and does not create an advisory or fiduciary relationship of any kind. Free to download, print and share for personal and classroom use, kept intact and credited. Not for resale.
Questions about any of these?
Book a free 15 minute call. No pressure, no products, just a conversation.